.page-hero{
  background: var(--navy);
  color:#fff;
  padding:64px 0 44px;
}
.page-hero .eyebrow{ margin-bottom:10px; }
.page-hero h1{
  font-size:36px;
  letter-spacing:-0.2px;
  line-height:1.15;
}
.page-hero .page-lead{
  margin-top:12px;
  font-size:16px;
  max-width: 72ch;
  opacity:0.92;
}

.page-wrap{ padding:54px 0; }

.legal-card{
  background:#fff;
  border:1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--card-shadow);
  padding:22px;
}
.legal-card + .legal-card{ margin-top:16px; }

.legal-card h2{ font-size:22px; margin-bottom:10px; }
.legal-card h3{ color: var(--navy); font-size:16px; margin-top:14px; margin-bottom:6px; }
.legal-card p{ margin: 8px 0; }
.legal-card ul{ margin: 8px 0 10px 18px; }
.legal-card li{ margin: 6px 0; }

.kicker-row{ display:flex; flex-wrap:wrap; gap:14px; margin-top:14px; }
.kicker-chip{
  display:inline-flex;
  align-items:center;
  gap:8px;
  padding:0;
  border:none;
  background: transparent;
  border-radius: 0;
  font-size:12px;
  opacity:0.95;
}
.kicker-dot{ width:8px; height:8px; border-radius:999px; background: rgba(43,182,115,0.92); }

.form-card{
  background:#fff;
  border:1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--card-shadow);
  padding:22px;
}
.form-card h2{ font-size:22px; margin-bottom:10px; }
.form-grid{ display:grid; grid-template-columns: 1fr 1fr; gap:14px; margin-top:12px; }
.form-row{ display:flex; flex-direction:column; gap:6px; }
.form-row.full{ grid-column:1 / -1; }

label{
  font-size:13px;
  font-weight:900;
  letter-spacing:0.2px;
  color: var(--navy);
}

input, select, textarea{
  width:100%;
  padding:12px;
  border-radius:1px;
  border:1px solid var(--line);
  background:#fff;
  color: var(--text);
  font-size:14px;
  outline:none;
}
textarea{ min-height: 140px; resize: vertical; }

input:focus, select:focus, textarea:focus{
  border-color: rgba(43,182,115,0.55);
  box-shadow: 0 0 0 4px rgba(43,182,115,0.12);
}

.form-help{ margin-top:10px; font-size:12px; color:#6a7686; line-height:1.6; }
.form-actions{ margin-top:16px; display:flex; gap:12px; align-items:center; flex-wrap:wrap; }
.form-actions .btn{ border:none; cursor:pointer; }

.checkbox-row{ display:flex; gap:10px; align-items:flex-start; margin-top:12px; }
.checkbox-row input{ width:18px; height:18px; margin-top:2px; }

.callout{
  border-left: 4px solid rgba(43,182,115,0.9);
  background: rgba(43,182,115,0.06);
  padding:14px;
  border-radius: 1px;
  margin-top: 14px;
}
.callout strong{ color: var(--navy); }
.smallprint{ font-size:12px; color:#6a7686; }

@media (max-width:768px){
  .page-hero{ padding:54px 0 38px; }
  .page-hero h1{ font-size:30px; }
  .page-wrap{ padding:44px 0; }
  .legal-card, .form-card{ padding:18px; }
  .form-grid{ grid-template-columns: 1fr; }
}